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Quantitative evaluation of China’s Huimin insurance policies based on the policy modeling consistency index model
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Jin-ping LUO1, 2, 3, Jia-ying SUN1, 2, 3, Ming-hui GENG1, 2, 3, Yi-fan MU1, 2, 3, Bao-xuan ZHANG1, 2, 3, Kang WANG4, Wen-qiang YIN1, 2, 3, Zhong-ming CHEN1, 2, 3, Dong-ping MA1, 2, 3
Modern Preventive Medicine | 2025, 52(9) : 1636 - 1641
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Modern Preventive Medicine | 2025, 52(9): 1636-1641
• Health Policy and Management •
Quantitative evaluation of China’s Huimin insurance policies based on the policy modeling consistency index model
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Jin-ping LUO1, 2, 3, Jia-ying SUN1, 2, 3, Ming-hui GENG1, 2, 3, Yi-fan MU1, 2, 3, Bao-xuan ZHANG1, 2, 3, Kang WANG4, Wen-qiang YIN1, 2, 3, Zhong-ming CHEN1, 2, 3, Dong-ping MA1, 2, 3
Affiliations
  • School of Management, Shandong Second Medical University, Weifang, Shandong 261053, China
Published: 2025-05-10 doi: 10.20043/j.cnki.MPM.202409067
Outline
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Objective

To conduct a quantitative evaluation of China’s Huimin insurance policy texts, provide references for the formulation and improvement of future Huimin insurance policies, and promote the further improvement of the multi-level medical security system.

Methods

Based on the text mining method, 14 Huimin insurance policies issued at the national and provincial levels were processed. A PMC index model was constructed to conduct an overall and surface chart analysis of the 14 Huimin insurance policies, and a comparison was made between Policy P10 and Policy P7.

Results

The results of the PMC index model showed that the average PMC index score of the 14 Huimin insurance policies was 6.98, all at an acceptable level or above. Among them, 6 policies were rated as excellent, and 8 policies were rated as acceptable. The policies scored relatively high in policy content (0.87) and policy nature (0.81), and relatively low in policy perspective (0.61), incentive and restraint (0.60), and policy timeliness (0.33).

Conclusion

China’s Huimin insurance policies are generally at an acceptable level. They can be improved by strengthening the top - level design of Huimin insurance policies, improving the incentive and restraint mechanism, and optimizing policy timeliness.

Huimin insurance  /  PMC index model  /  Policy evaluation
Jin-ping LUO, Jia-ying SUN, Ming-hui GENG, Yi-fan MU, Bao-xuan ZHANG, Kang WANG, Wen-qiang YIN, Zhong-ming CHEN, Dong-ping MA. Quantitative evaluation of China’s Huimin insurance policies based on the policy modeling consistency index model[J]. Modern Preventive Medicine, 2025 , 52 (9) : 1636 -1641 . DOI: 10.20043/j.cnki.MPM.202409067
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Year 2025 volume 52 Issue 9
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Article Info
doi: 10.20043/j.cnki.MPM.202409067
  • Receive Date：2024-09-06
  • Online Date：2026-03-17
  • Published：2025-05-10
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  • Received：2024-09-06
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    School of Management, Shandong Second Medical University, Weifang, Shandong 261053, China
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多孔菌科 Polyporaceae 8 14 6.70 蜡蘑属 Laccaria 5 2.39
红菇科 Russulaceae 3 23 11.00 小皮伞属 Marasmius 6 2.87
小菇属 Mycena 11 5.26
光柄菇属 Pluteus 5 2.39
红菇属 Russula 17 8.13
栓菌属 Trametes 5 2.39
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