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Banks' Digital Transformation and Economic Resilience of Cities Improvement
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Chun Lin1, Ziqi Wang1, Runze Gan2, Yingjie Sun1
Journal of Technology Economics | 2025, 44(9) : 95 - 110
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Journal of Technology Economics | 2025, 44(9): 95-110
• Industrial Technology Economics •
Banks' Digital Transformation and Economic Resilience of Cities Improvement
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Chun Lin1, Ziqi Wang1, Runze Gan2, Yingjie Sun1
Affiliations
  • 1.School of Finance and Trade, Liaoning University, Shenyang 110036, China
  • 2.School of Business, The University of New South Wales, Sydney 2052, Australia
Published: 2025-09-25 doi: 10.12404/j.issn.1002-980X.J25021002
Outline
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Promoting banks' digital transformation strategies is a key focus point for enhancing the economic resilience of cities in the era of digital economy. Based on this, how banks' digital transformation affects the economic resilience of cities was explored. The results show that the banks' digital transformation has a significant effect on the economic resilience of cities, which is mainly realized through the channels of inhibiting economic development from reality to virtuality, stimulating urban economic vitality and boosting urban consumption. Heterogeneity analysis shows that business digitization and management digitization have a more obvious effect on the economic resilience of cities, and the positive impact of banks' digital transformation on the economic resilience of cities in areas with stronger overall urban strength, looser financial regulation, and less volatility in macrofinancial leverage is even greater. It reveals the internal logic of banks' digital transformation role in the economic resilience of cities, which provides useful insights for financial support for the smooth operation of the economic system and enhancement of the economic resilience of cities.

banks' digital transformation  /  economic resilience of cities  /  economic development from reality to virtuality  /  economic vitality of cities  /  consumption level of cities
林春, 王子绮, 甘润泽, 孙英杰. 银行数字化转型与城市经济韧性提升. 技术经济, 2025 , 44 (9) : 95 -110 . DOI: 10.12404/j.issn.1002-980X.J25021002
Chun Lin, Ziqi Wang, Runze Gan, Yingjie Sun. Banks' Digital Transformation and Economic Resilience of Cities Improvement[J]. Journal of Technology Economics, 2025 , 44 (9) : 95 -110 . DOI: 10.12404/j.issn.1002-980X.J25021002
Year 2025 volume 44 Issue 9
27
7
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doi: 10.12404/j.issn.1002-980X.J25021002
  • Receive Date:2025-02-10
  • Online Date:2026-10-27
  • Published:2025-09-25
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  • Received:2025-02-10
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Affiliations
    1.School of Finance and Trade, Liaoning University, Shenyang 110036, China
    2.School of Business, The University of New South Wales, Sydney 2052, Australia
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表12种不同金属材料的力学参数
科
Family
属数
Number of
genus
种数
Number of
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Percentage of
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Number of
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鹅膏菌科Amanitaceae 2 11 5.26 鹅膏菌属 Amanita 10 4.78
小菇科 Mycenaceae 2 12 5.74 丝盖伞属 Inocybe 5 2.39
多孔菌科 Polyporaceae 8 14 6.70 蜡蘑属 Laccaria 5 2.39
红菇科 Russulaceae 3 23 11.00 小皮伞属 Marasmius 6 2.87
小菇属 Mycena 11 5.26
光柄菇属 Pluteus 5 2.39
红菇属 Russula 17 8.13
栓菌属 Trametes 5 2.39
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