Promoting banks' digital transformation strategies is a key focus point for enhancing the economic resilience of cities in the era of digital economy. Based on this, how banks' digital transformation affects the economic resilience of cities was explored. The results show that the banks' digital transformation has a significant effect on the economic resilience of cities, which is mainly realized through the channels of inhibiting economic development from reality to virtuality, stimulating urban economic vitality and boosting urban consumption. Heterogeneity analysis shows that business digitization and management digitization have a more obvious effect on the economic resilience of cities, and the positive impact of banks' digital transformation on the economic resilience of cities in areas with stronger overall urban strength, looser financial regulation, and less volatility in macrofinancial leverage is even greater. It reveals the internal logic of banks' digital transformation role in the economic resilience of cities, which provides useful insights for financial support for the smooth operation of the economic system and enhancement of the economic resilience of cities.
| 科 Family | 属数 Number of genus | 种数 Number of species | 占总种数比例 Percentage of total species (%) | 属 Genus | 种数 Number of species | 占总种数比例 Percentage of total species (%) |
|---|---|---|---|---|---|---|
| 鹅膏菌科Amanitaceae | 2 | 11 | 5.26 | 鹅膏菌属 Amanita | 10 | 4.78 |
| 小菇科 Mycenaceae | 2 | 12 | 5.74 | 丝盖伞属 Inocybe | 5 | 2.39 |
| 多孔菌科 Polyporaceae | 8 | 14 | 6.70 | 蜡蘑属 Laccaria | 5 | 2.39 |
| 红菇科 Russulaceae | 3 | 23 | 11.00 | 小皮伞属 Marasmius | 6 | 2.87 |
| 小菇属 Mycena | 11 | 5.26 | ||||
| 光柄菇属 Pluteus | 5 | 2.39 | ||||
| 红菇属 Russula | 17 | 8.13 | ||||
| 栓菌属 Trametes | 5 | 2.39 |