To address the supply-demand imbalance caused by renewable energy intermittency and load fluctuations in islanded microgrids，a two-layer optimization-based dynamic time-of-use（TOU）pricing scheduling model was proposed，aiming to enhance economic efficiency and operational stability.First，a comprehensive microgrid system model was established，integrating wind，photovoltaic，energy storage，marine energy，and diesel generators，while introducing a dynamic TOU pricing mechanism to guide user load behavior for peak shaving and valley filling.Subsequently，a two-layer optimization framework was constructed：the upper layer adjusts load distribution via dynamic pricing，and the lower layer optimizes generation dispatch and energy storage strategies to minimize operational costs，effectively resolving the limitations of traditional single-layer optimization in handling complex nonlinear constraints. Case studies demonstrate that the proposed model significantly reduces reliance on diesel generators，enhances adaptability to renewable energy fluctuations，and optimizes operational costs.The findings provide theoretical support for low-carbon scheduling of islanded microgrids，balancing economic and reliability objectives，and offer practical insights for advancing energy transition in island regions.

microgrid  /  marine energy  /  dynamic time-of-use（TOU）electricity prices  /  two-layer optimization  /  demand response