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数字普惠金融作为传统金融与数字技术深度融合的创新模式,已成为助推中国农业农村现代化发展的关键动力。基于2011—2023年中国278个地级市数据,分析数字普惠金融和绿色全要素生产率对农业农村现代化的影响机制与空间效应。研究发现,数字普惠金融可以显著促进农业农村现代化发展,且这一促进效应在中部地区和数字化程度中等区域最显著。中介效应表明,数字普惠金融可以通过提高绿色全要素生产率间接赋能农业农村现代化。空间检验表明,数字普惠金融对农业农村现代化发展具有空间溢出效应。由此,应大力发展数字普惠金融,打通绿色全要素生产率的作用渠道并实施差异化发展战略,为农业农村现代化发展注入持续动能。

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