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以2008—2020年中国31个省份(因数据缺失,未包含港澳台地区)为样本,采用Dagum基尼系数分解方法与Kernel函数,研究中国影子银行发展的区域差异及分布动态演进。结果表明:影子银行整体发展水平逐年稳步上升;影子银行发展存在区域不平衡现象,呈现“东部-中部-西部”阶梯型分布;影子银行区域发展不均衡程度未明显改善,极化现象整体有所好转。研究结论对于优化我国金融结构,改善金融生态,提高金融资源配置效率具有一定的政策启示。

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