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科技导报 | 科技与经济融合路径 2021,39(4): 65-73
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科技导报 |科技与经济融合路径 2021 , 39 (4) : 65 -73
跨境电商支付信用风险形成机制
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陈欢欢1, 管晓永2
作者信息
    1. 郑州经贸学院经济学院, 郑州 451191;
    2. 杭州师范大学阿里巴巴商学院, 杭州 311121
通讯作者:
管晓永(通信作者),教授,研究方向为信用理论、技术和政策,电子信箱:gxy20039@163.com
作者简介:
陈欢欢,硕士,研究方向为信用风险理论和技术,电子信箱:329060662@qq.com
The formation mechanism of credit risk of cross-border ecommerce payment
  • CHEN Huanhuan1, GUAN Xiaoyong2
  • Affiliations
      1. Zhengzhou University of Economics and Business, Zhengzhou 451191, China;
      2. Alibaba Business School of Hangzhou Normal University, Hangzhou 311121, China
    出版时间: 2021-02-28 doi: 10.3981/j.issn.1000-7857.2021.04.012
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    在跨境电商支付的实务中,由支付的“跨境性”所导致的信用、汇率、法律、技术等诸多风险常常发生。借助信用风险理论,结合跨境电商支付的具体情境、环节和实务的分析,探讨了跨境电商支付信用风险的各种形成机制。初步勾画出跨境电商支付信用风险发生机制的系统结构,即主动违约风险形成机制和被动违约风险形成机制。
    信用风险机制  /  支付  /  跨境电商
    With the rapid development of the cross-border e-commerce, the corresponding cross-border payment shows a multi-channel, multi-mode and high-frequency nature. The practice of the cross-border e-commerce payment sees several risks from time to time, such as, in credit, interest rate, exchange rate and law. However, these "cross - border" payment risks have not been paid adequate attention in the academic literature, in particular, without in-depth researches on these risk formation mechanisms. With the help of the credit risk theory, combined with the analysis of the specific situations, the relationships and the practices of the cross-border e-commerce payment, this paper systematically discusses various formation mechanisms of the credit risk of the cross-border e-commerce payment, and outlines a three-dimensional picture of the occurrence logic of the cross-border e-commerce payment credit risk.
    credit risk mechanism  /  payment  /  cross-border e-commerce
    陈欢欢, 管晓永. 跨境电商支付信用风险形成机制. 科技导报, 2021 , 39 (4) : 65 -73 . DOI: 10.3981/j.issn.1000-7857.2021.04.012
    CHEN Huanhuan, GUAN Xiaoyong. The formation mechanism of credit risk of cross-border ecommerce payment[J]. Science & Technology Review, 2021 , 39 (4) : 65 -73 . DOI: 10.3981/j.issn.1000-7857.2021.04.012

      杭州市哲学社会科学基金项目(2013JD27)

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    doi: 10.3981/j.issn.1000-7857.2021.04.012
    • 接收时间:2019-04-01
    • 首发时间:2021-05-06
    • 出版时间:2021-02-28
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    • 收稿日期:2019-04-01
    • 修回日期:2020-01-16
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    管晓永(通信作者),教授,研究方向为信用理论、技术和政策,电子信箱:gxy20039@163.com
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    鹅膏菌科Amanitaceae 2 11 5.26 鹅膏菌属 Amanita 10 4.78
    小菇科 Mycenaceae 2 12 5.74 丝盖伞属 Inocybe 5 2.39
    多孔菌科 Polyporaceae 8 14 6.70 蜡蘑属 Laccaria 5 2.39
    红菇科 Russulaceae 3 23 11.00 小皮伞属 Marasmius 6 2.87
    小菇属 Mycena 11 5.26
    光柄菇属 Pluteus 5 2.39
    红菇属 Russula 17 8.13
    栓菌属 Trametes 5 2.39
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